Last updated: 10 May 2026

Privacy Policy

Hum kya collect karte hain

Sirf wohi jo aap bhejte hain: optional onboarding preferences (aapke browser mein save hoti hain, server par nahi), AI helper mein poochhe gaye sawal, aur feedback form ki information (optional email ke saath). Hum PAN, Aadhaar, bank details, card numbers, OTP ya password kabhi nahi maangte.

Kyun collect karte hain

Onboarding preferences page ko aapke browser mein personalize karti hain. Chat sawal answer generate karne ke liye third-party AI provider (Google Gemini) ko bheje jaate hain. Feedback site improve karne mein madad karta hai.

Kahan store hota hai

Onboarding preferences sirf aapke browser ke localStorage mein rehti hain. Feedback hamare webhook par forward hota hai. Chat sawal Google Gemini process karta hai aur unki policy ke according retain ho sakte hain. Hum data kisi advertiser ko sell ya share nahi karte.

DPDP Act 2023 ke under aapke rights

Aap feedback mein bheji gayi kisi bhi personal data ke access, correction ya deletion ki request kar sakte hain. privacy@newtocredit.in par email kijiye. Aap home page par 'Reset' button se apni local profile kabhi bhi delete kar sakte hain.

Cookies aur analytics

Hum advertising cookies use nahi karte aur data kisi ad network ko sell ya share nahi karte. Hum Vercel Web Analytics aur Speed Insights use karte hain — ye cookieless hain aur IP store nahi karte. Hum kuch aggregated events log karte hain (jaise EMI calculation hua, chat use hua, feedback form submit hua) taaki samajh aaye konsa section help kar raha hai. Hum aapke chat sawal, feedback text ya profile content analytics mein log nahi karte. Do Not Track ka samman karte hain.

Bachche

Yeh site 18 saal se kam users ke liye nahi hai. Agar aap 18 se kam hain, please feedback mat bhejiye ya personal information share mat kijiye.